Finance your plans with your own loan

Require money to fund a purchase or task?

Finance a personal loan to your projects at a promotional rate!

Take advantage of an excellent price (1) until 31 August in order to make work possible. Simulate and make an application for your loan on line: from convenience of your property, in only a couple of presses!

Extra discount of 0.20per cent for the power retrofitÂ

Planning energy-saving renovations (temperature pump installation, boiler replacement, green roof, outside and internal insulation, etc. )? Â

Take advantage of an extra discount: your private loan at 1.61percent (APR: 1.65percent).

Unsecured loan: an answer without shocks

A personal bank loan (1) is really a hassle-free selection for financing prepared or unforeseen costs.

  • From 2500 up to a optimum of EUR 75,000
  • 12 to 60 months
  • Fixed month-to-month repayments
  • Versatile: you decide on the payment per month date that most readily useful fits you

Make an application for a individual loan online!

Currently a customer? Get on the 100per cent protected online Banking platform to try to get a personal bank loan on line.

Maybe not yet a customer? Perform an loan that is online and application or call us. An consultant shall contact you to definitely allow you to select the solution that most readily useful matches your requirements.

Energy loan that is retrofitting

Are you currently planning power work that is retrofitting? Follow our guide! Â

Do you realize?

Insurance coverage can protect the outstanding loan quantity in the big event of death

For greater safety also to protect your family members, submit an application for credit security insurance coverage.

This insurance will cover any remaining payments (subject to the conditions of the policy) in the event of death.

It is possible to remove credit security insurance coverage for every of your customer loans: personal bank loan, OptiLine credit facility and/or Réserve Privilège.  Â

Protect purchases that are unexpected access a money book on demand

Each of which are tailored to your financial situation at BGLÂ BNPÂ Paribas, we have a range of solutions to meet your financing needs.

Should you make an unforeseen purchase? To pay for an unanticipated cost or buy your self one thing special, make use of the OptiLine credit facility.

You can contribute to the Réserve PrivilègeÂ. It is a money book which can be used at any right time without reason.


Am I going to be charged an management cost once I sign up for a loan that is personal?

There are not any management charges at BGL BNP Paribas.

Do i need to start a free account getting a personal bank loan?

Yes, opening a merchant account with BGLÂ BNPÂ Paribas is really a pre-requisite for getting that loan.

What’s the true point of pooling loans?

When you’ve got numerous loans, you have to constantly make sure your account has enough funds to accomplish each split repayment. By pooling your loans, you merely intend to make one repayment that is monthly. This will make handling your budget that is monthly that easier! Taking out fully a individual loan lets you finance a task and pool loans in the time that is same.

What income tax deductions have always been we eligible to?

At the most EURÂ 672 in debit interest on customer loans could be deducted as special costs per person per taxation home each year. Tax deductions associated with insurance fees are incorporated into this EURÂ 672 cap. Â

Tax deductibility differs on the basis of the individual situation of each and every customer and it is susceptible to alter.

Can financing be paid down early?

You are able to spend a loan off early, but are charged early payment charges set during the time the agreement is finalized.

(1) for a financial loan of EUR 15,000 repayable over 48 months at a set rate of interest of 1.81percent per year, you’ll pay 48 instalments of EUR 324.19 (excluding optional insurance coverage). No application costs. APR Fixed percentage that is annual: 1.85percent per annum (susceptible to paying your income into an “Essentiel” account held with your bank). Total balance due by the debtor: EUR 15,569.33.

The example that is hypothetical given to information purposes just and should not be viewed a loan offer and/or approval. The financial institution isn’t accountable for this instance and for any choices made predicated on this instance.

Provide susceptible to conditions and terms and approval of the application because of the bank.

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